Financial Paths

Guided sequences of calculators—one logical step at a time. Each path chains related tools so you do not restart from scratch between decisions.

Financial Paths are multi-step calculator journeys built for real US money decisions. Instead of opening five unrelated tools, you move from affordability to rent vs buy to mortgage points—or from compound interest to FIRE—with bridge text explaining why the next step matters.

The Buy a Home path is our most popular sequence: mortgage affordability, rent vs buy, mortgage points, HELOC payment, and refinance break-even. It mirrors how buyers actually think—first how much house, then whether to own, then how to optimize financing.

Retirement planning, debt payoff, smarter investing, and starting a business paths follow the same pattern. Every step runs in your browser with no signup; progress stays in the URL so you can bookmark or share a journey.

Paths complement standalone calculators and blog guides. Use a path when you want a checklist; jump to a single calculator when you already know the question.

Available paths

• Plan Your Retirement — 4 calculators, step by step. (4 steps)
• Buy a Home — From affordability to rent vs buy to HELOC and refinance—five calculators in one guided home-buying journey. (5 steps)
• Get Out of Debt — 4 steps to financial freedom. (4 steps)
• Invest Smarter — From savings to portfolio. (4 steps)
• First Home (Brazil) — Rent vs buy → mortgage → opportunity cost of your down payment. (3 steps)
• Start a Business — From ROI to tax structure. (4 steps)