Five linked calculators from max price to refinance—run each step with bridge text before you sign a mortgage.
Step 1: mortgage affordability estimates how much house fits your income and debts using US DTI guidelines. Step 2: rent vs buy compares net wealth from owning versus renting with your real numbers.
Step 3: mortgage points models whether paying discount points lowers lifetime cost. Step 4: HELOC payment calculator covers equity access if you already own. Step 5: refinance savings shows break-even if you replace the whole loan.
Bookmark this path or share the URL—progress stays in the address bar. Each calculator runs privately in your browser.